CostIndexUSA

Atlantic City, NJ vs Charlottesville, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostNJ
Atlantic City
98.9
overall index
$2,225/mo rent
VA
Charlottesville
99.1
overall index
$1,950/mo rent

Atlantic City and Charlottesville have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+8.4%
Atlantic City
98.7
Charlottesville
107
🛒 Groceries3.0%
Atlantic City
99.8
Charlottesville
96.8
🚗 Transportation+0.7%
Atlantic City
102.8
Charlottesville
103.5
🏥 Healthcare+0.8%
Atlantic City
93
Charlottesville
93.7
Utilities18.5%
Atlantic City
109.2
Charlottesville
89

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Charlottesville to maintain the same purchasing power.

$
Equivalent salary in Charlottesville, VA
$80,200
$200 more needed in Charlottesville

Formula: salary × (99.1 ÷ 98.9) = salary × 1.0020. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Charlottesville has 8.4% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.