CostIndexUSA

Atlantic City, NJ vs Cape Coral, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
FL
Cape Coral
102.3
overall index
$1,825/mo rent

Atlantic City is slightly cheaper than Cape Coral — 3.4% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $82,800 in Cape Coral. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+26.7%
Atlantic City
98.7
Cape Coral
125.1
🛒 Groceries3.6%
Atlantic City
99.8
Cape Coral
96.2
🚗 Transportation+1.0%
Atlantic City
102.8
Cape Coral
103.8
🏥 Healthcare+1.0%
Atlantic City
93
Cape Coral
93.9
Utilities20.4%
Atlantic City
109.2
Cape Coral
86.9

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Cape Coral to maintain the same purchasing power.

$
Equivalent salary in Cape Coral, FL
$82,800
$2,800 more needed in Cape Coral

Formula: salary × (102.3 ÷ 98.9) = salary × 1.0344. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Cape Coral has 26.7% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.