CostIndexUSA

Atlanta, GA vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

GA
Atlanta
100.1
overall index
$1,800/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Atlanta — 12.5% lower overall cost of living.

To match an $80,000 salary in Atlanta, you would need $70,000 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing41.4%
Atlanta
111
St. Cloud
65.1
🛒 Groceries5.0%
Atlanta
100.4
St. Cloud
95.4
🚗 Transportation4.6%
Atlanta
101.5
St. Cloud
96.8
🏥 Healthcare4.7%
Atlanta
91.9
St. Cloud
87.6
Utilities7.8%
Atlanta
96.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Atlanta to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$70,000
$10,000 less needed in St. Cloud

Formula: salary × (87.6 ÷ 100.1) = salary × 0.8751. Based on BEA Regional Price Parities.

Housing Market

Atlanta, GA

Median Home Price
$374,000
Median Monthly Rent
$1,800
Housing Index
111
Price-to-Rent Ratio
17.3×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Atlanta has 41.4% lower housing costs compared to St. Cloud.

Income & Job Market

Atlanta, GA

Median Household Income
$86,500
Per Capita Income
$49,300
Unemployment Rate
4.2%
Population
498,715
Top Industries
FinanceTechnologyMediaHealthcareLogistics

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlanta, GA
4.0×income-to-rent ratio

75% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.