CostIndexUSA

Allentown, PA vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Allentown
100
overall index
$1,750/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Allentown is moderately cheaper than Santa Cruz — 9.9% lower overall cost of living.

To match an $80,000 salary in Allentown, you would need $87,900 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+55.7%
Allentown
105.5
Santa Cruz
164.3
🛒 Groceries+4.6%
Allentown
100.6
Santa Cruz
105.2
🚗 Transportation+2.6%
Allentown
102.6
Santa Cruz
105.3
🏥 Healthcare+2.6%
Allentown
92.9
Santa Cruz
95.3
Utilities+41.9%
Allentown
107.6
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Allentown to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$87,900
$7,900 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 100) = salary × 1.0990. Based on BEA Regional Price Parities.

Housing Market

Allentown, PA

Median Home Price
$349,000
Median Monthly Rent
$1,750
Housing Index
105.5
Price-to-Rent Ratio
16.6×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 55.7% higher housing costs compared to Allentown.

Income & Job Market

Allentown, PA

Median Household Income
$81,200
Per Capita Income
$46,300
Unemployment Rate
4.7%
Population
125,845
Top Industries
HealthcareManufacturingRetailLogisticsFinance

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Allentown, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.