CostIndexUSA

Albany, NY vs Flint, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NY
Albany
99.6
overall index
$1,575/mo rent
More AffordableMI
Flint
93
overall index
$1,075/mo rent

Flint is moderately cheaper than Albany — 6.6% lower overall cost of living.

To match an $80,000 salary in Albany, you would need $74,700 in Flint. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.9%
Albany
102.6
Flint
74
🛒 Groceries6.0%
Albany
99.7
Flint
93.7
🚗 Transportation+1.9%
Albany
102.6
Flint
104.5
🏥 Healthcare+1.8%
Albany
92.9
Flint
94.6
Utilities27.5%
Albany
134
Flint
97.1

Salary Equivalency Calculator

Enter your current salary in Albany to see what you'd need to earn in Flint to maintain the same purchasing power.

$
Equivalent salary in Flint, MI
$74,700
$5,300 less needed in Flint

Formula: salary × (93 ÷ 99.6) = salary × 0.9337. Based on BEA Regional Price Parities.

Housing Market

Albany, NY

Median Home Price
$350,000
Median Monthly Rent
$1,575
Housing Index
102.6
Price-to-Rent Ratio
18.5×

Flint, MI

Median Home Price
$183,000
Median Monthly Rent
$1,075
Housing Index
74
Price-to-Rent Ratio
14.2×

Albany has 27.9% lower housing costs compared to Flint.

Income & Job Market

Albany, NY

Median Household Income
$82,400
Per Capita Income
$47,000
Unemployment Rate
3.9%
Population
98,111
Top Industries
GovernmentHealthcareEducationFinanceTechnology

Flint, MI

Median Household Income
$60,000
Per Capita Income
$34,200
Unemployment Rate
6.9%
Population
81,252
Top Industries
HealthcareManufacturingEducationGovernmentRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Albany, NY
4.4×income-to-rent ratio

77% of income left after rent (median)

Flint, MI
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.