CostIndexUSA

Albany, NY vs Beaumont, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NY
Albany
99.6
overall index
$1,575/mo rent
More AffordableTX
Beaumont
90
overall index
$1,275/mo rent

Beaumont is moderately cheaper than Albany — 9.6% lower overall cost of living.

To match an $80,000 salary in Albany, you would need $72,300 in Beaumont. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing30.9%
Albany
102.6
Beaumont
70.9
🛒 Groceries5.9%
Albany
99.7
Beaumont
93.8
🚗 Transportation1.5%
Albany
102.6
Beaumont
101.1
🏥 Healthcare1.6%
Albany
92.9
Beaumont
91.4
Utilities38.0%
Albany
134
Beaumont
83.1

Salary Equivalency Calculator

Enter your current salary in Albany to see what you'd need to earn in Beaumont to maintain the same purchasing power.

$
Equivalent salary in Beaumont, TX
$72,300
$7,700 less needed in Beaumont

Formula: salary × (90 ÷ 99.6) = salary × 0.9036. Based on BEA Regional Price Parities.

Housing Market

Albany, NY

Median Home Price
$350,000
Median Monthly Rent
$1,575
Housing Index
102.6
Price-to-Rent Ratio
18.5×

Beaumont, TX

Median Home Price
$176,000
Median Monthly Rent
$1,275
Housing Index
70.9
Price-to-Rent Ratio
11.5×

Albany has 30.9% lower housing costs compared to Beaumont.

Income & Job Market

Albany, NY

Median Household Income
$82,400
Per Capita Income
$47,000
Unemployment Rate
3.9%
Population
98,111
Top Industries
GovernmentHealthcareEducationFinanceTechnology

Beaumont, TX

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
5.4%
Population
117,417
Top Industries
EnergyHealthcareManufacturingLogisticsGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Albany, NY
4.4×income-to-rent ratio

77% of income left after rent (median)

Beaumont, TX
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.