CostIndexUSA

Abilene, TX vs Albany, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Abilene
90.4
overall index
$1,775/mo rent
NY
Albany
99.6
overall index
$1,575/mo rent

Abilene is moderately cheaper than Albany — 10.2% lower overall cost of living.

To match an $80,000 salary in Abilene, you would need $88,100 in Albany. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+39.0%
Abilene
73.8
Albany
102.6
🛒 Groceries+6.3%
Abilene
93.8
Albany
99.7
🚗 Transportation+1.5%
Abilene
101.1
Albany
102.6
🏥 Healthcare+1.6%
Abilene
91.4
Albany
92.9
Utilities+65.0%
Abilene
81.2
Albany
134

Salary Equivalency Calculator

Enter your current salary in Abilene to see what you'd need to earn in Albany to maintain the same purchasing power.

$
Equivalent salary in Albany, NY
$88,100
$8,100 more needed in Albany

Formula: salary × (99.6 ÷ 90.4) = salary × 1.1018. Based on BEA Regional Price Parities.

Housing Market

Abilene, TX

Median Home Price
$200,000
Median Monthly Rent
$1,775
Housing Index
73.8
Price-to-Rent Ratio
9.4×

Albany, NY

Median Home Price
$350,000
Median Monthly Rent
$1,575
Housing Index
102.6
Price-to-Rent Ratio
18.5×

Albany has 39.0% higher housing costs compared to Abilene.

Income & Job Market

Abilene, TX

Median Household Income
$61,300
Per Capita Income
$34,900
Unemployment Rate
3.4%
Population
124,451
Top Industries
HealthcareMilitaryEducationRetailManufacturing

Albany, NY

Median Household Income
$82,400
Per Capita Income
$47,000
Unemployment Rate
3.9%
Population
98,111
Top Industries
GovernmentHealthcareEducationFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Abilene, TX
2.9×income-to-rent ratio

65% of income left after rent (median)

Albany, NY
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.